Repairs in Strata Lots

When strata insurance claims occur, either the Strata or Owner pays the deductible based on responsibility. For repairs under the deductible without insurance claims, bylaws determine responsibility regardless of damage cause.

Responsibility in a Nutshell

• The Strata Corporation maintains all maintenance, repair and replacement of portions of plumbing providing service to more than one unit.
• Strata Lot Owners maintain bathtub enclosures, tiles, shower pans, toilets, sinks, dishwashers, laundry machines, and connected plumbing. Owners handle water damage from occupant negligence and drain blockage costs from their unit.

Bylaws

The relevant bylaws establish owner and strata responsibilities for maintenance, repair and replacement.

Interpretation

The responsibility to repair is not affected by the reason why the repair is necessary. Owners must repair interior items like floors, walls, ceilings, and fixtures even if the damage is covered by insurance.

Example

Owners remain responsible for unit repairs from various leak sources if no insurance claim is filed.

Conclusion

Owners are strongly advised to obtain personal insurance coverage to protect against repair costs.